The Ftse ended up closing at 5322 on friday. Its about this time of year many institutions,fund managers etc all start giving their predictions for the stock market performance for next year. A lot of people are talking about a double dip in the economy and house prices, but this mat not necessarily mean a fall in the stock markets. However if we look at previous slumps none of them have had quick recoveries ie. less than 2 years so if history tells us anything we are at best half way through .I personally think we will see unemployment reach 3.5 million and that will lead to increased repossessions and falling house prices. Anyway enough of the pessimism – its almost xmas. This is a great time of year to get your finances in order so you can start 2010 feeling great and in control of your credit position. Many people have let credit card bills mount up that can easily be consolidated into one much cheaper loan massively reducing what you pay back and giving you more cash flow on a monthly basis. This is a great time of year to benefit from a cash injection to pay for the extra expenses of the festive period. Not to mention for smart people having cash available for the sales to buy big ticket items cheap will save you loads of money!!! We can help you apply here for your consolidation loan.